Main Cause	Main code	Sub code	Sub cause
Damage to persons or properties	DEMC01	DESC01	Aquaplaning
		DESC02	Collision (changing lanes)
		DESC03	Collision (moving backwards)
		DESC04	Collision (moving forward)
		DESC05	Collision (Oncoming traffic)
		DESC06	Collision (Right of way)
		DESC07	Collision in roundabout
		DESC08	Collision with a parked vehicle
		DESC09	Collision with moving object
		DESC10	Collision with non-moving object
		DESC11	Collision with pedestrian/cyclist
		DESC12	Frozen road
		DESC13	Loading / Unloading
		DESC14	Malicious damage
		DESC15	Rear-end collision
Material damage	DEMC02	DESC16	Aquaplaning
		DESC17	Collision (changing lanes)
		DESC18	Collision (moving backwards)
		DESC19	Collision (moving forward)
		DESC20	Collision (Oncoming traffic)
		DESC21	Collision (Right of way)
		DESC22	Collision in roundabout
		DESC23	Collision with a parked vehicle
		DESC24	Collision with moving object
		DESC25	Collision with non-moving object
		DESC26	Collision with pedestrian/cyclist
		DESC27	Frozen road
		DESC28	Loading / Unloading
		DESC29	Malicious damage
		DESC30	Rear-end collision
Unknown	DEMC03	DESC31	Unknown
Burnt, Explosion	DEMC04		n/a
Malicious damage	DEMC05		n/a
Engine damage	DEMC06	DESC32	Other
		DESC33	Technical defect
		DESC34	Wrong fueled
Flat tyre	DEMC07		n/a
Glass damage	DEMC08	DESC35	Stone impact (repair)
Loss of keys	DEMC09		n/a
Other	DEMC10		n/a
Storm, Hail, Lightning strike, Avalanche	DEMC11	DESC36	Avalanche
		DESC37	Hail
		DESC38	Lightning strike
		DESC39	Storm
Technical breakdown	DEMC12		n/a
VRN loss	DEMC13		n/a
Weasel bite	DEMC14		n/a
Wild	DEMC15		n/a
Grand theft	DEMC16		n/a
Partial Theft (Phone/Radio/Navi)	DEMC17	DESC40	Navigation
		DESC41	Phone
		DESC42	Radio
		DESC43	Radio + navigation
Flooding	DEMC18		n/a